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QUESTIONS

  • My senior friend cannot pay her credit card debts (her son ran them up and then abandoned her). Her only income is Social Security and her home was inheirited (already paid off when it was inheirited). She cannot afford to file bankruptcy. She quit paying her debts over a year ago- sent them a letter stating that she cannot pay, fixed income etc. One of of the creditors recently sent a letter regarding arbitration. If she does not respond it means she agrees to their terms. I suggested to her that she respond by sending the original letter. Is there a better way to respond? Also, is her home safe from a judgement? I know her income is. I thought I read her home could not be taken. If true, would it require a lengthy court battle?
  • What is the acceptable temperature for an air conditioning unit to be set at a rental?
  • We had flooding from recent storm. Walls got wet, carpet got wet, and light fixture not working. Landlord said let dry out and things will be fine. No repairs. Only cut open wall to worst leak and put a dryer in there. No one has come back. That 9/8/14. Today is 9/10/14. Should we give 5 or 10 day notice to fix? It now smells moldy in here, and I have to cook dinner in semi dark. Already frustrated because we have roaches! I have allergies and don't want to be exposed to them or to mold.
  • It's 7/31/2018 my lease ends 8/1/18 . I'm finishing up with the cleaning of the property and I just went to fill up a bucket and have no water. Can the owner have the water turned off if I'm still here? I'm worried about them trying to keep my deposit so I planned on staying here all day and cleaning but I can't do that without water.
  • How can I reduce my mortgage payment and/or principal? Is it possible to sue the bank and/or lender in order to eliminate and/or cancel my mortgage for fraud and/or TILA, RESPA violations? Do securitization audits and/or other mortgage audits work to accomplish these goals? What is quiet title and should I file for one? Thank you.
  • I pay child support to my ex. It used to be taken directly out of my paycheck but 2 years ago I quit my job to be a stay at home parent. I have still been up to date on child support payments i have just been paying the support online through ipayonline through AZ.gov. My questions is there anything i should feel out to inform the courts that i no longer have an employer?
  • Can an arrest for domestic violence be expunged that occured 1996 where the case was dropped. No physical violence ocurred and no injury ever happened.
  • If a person is self employed, what income value should the person use to calculate child support?
  • We purchased a mobile home and all the signed documents state it’s a 1998. When given the title a week later it says it’s a 1988. Do we have any legal recourse?
  • VA Home loan 2003, husband lost job, We were not behind on payments yet, Wells Fargo told us to stop making payments 3 months, for modification,Took all equity out of home, added 7 years onto loan Falsified information, Says wife not on loan.VIA MAil?

STORIES

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FIND LEGAL HELP

  • Please select your county of residence below.

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

ORGANIZATIONS