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Foreclosure

Articles and Info

Avoiding Foreclosure of Your Home

What is foreclosure and how to avoid it before it is too late and you lose your home. More »

by: U.S. Housing and Urban Development


Predatory Lending Schemes and Scams

Find out what abusive scams are out there and how to avoid them More »

by: U.S. Housing and Urban Development


Information for Homeowners Facing Loss of a Home

Find out the steps the lender must take and what the homeowner can do when faced with a loss of the home.

 More »

by: Volunteer Lawyers Program - Maricopa County


County Tax Assessors

Find information about your County Tax Assessor's Office and what services are available on-line. More »


Loan Modification Frequently Asked Questions

A Loan Modification is a permanent change in one or more of the terms of a mortgagor's loan, allows the loan to be reinstated, and results in a payment the mortgagor can afford. More »

by: U.S. Housing and Urban Development


The Mortgage Forgiveness Debt Relief Act and Debt Cancellation

Under the Mortgage Forgiveness Debt Relief Act of 2007, taxpayers generally can exclude income from the discharge of debt on their principal residence or mortgage restructuring. This exception does not apply to second homes or vacation homes. More »

by: Internal Revenue Service


Where to Find an Attorney for Specific Legal Advice

 All Legal Services programs in Arizona differ, and their criteria for accepting cases vary as well. Find out what programs are available and where to go for asssistance. More »


Questions

Question: House is being foreclosed on. There is a second mortgage involved. What is the statue of limitations for the second mortgage to file a deficiency law suit? Is it 90 days after the sale of trust of the 1st mortgage foreclosure? Or does it fall under the 6 year rule?
See Answer »

Question: i rent a house that is going for auction. do i have to keep paying him rent or can i keep that months rent so i can move out. how long do i have to move when it is sold.
See Answer »

Question: Are there any tax consequences for the state return after a forclosure or short sale?
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Question: If house is foreclosed on, what does the new owner need to provide to the old owner and how long does the the old owner have to get out by law?
See Answer »

Question: Does the Arizona Revenue Service have something similar to the IRS' Mortgage Debt Relief Act of 2007? If you have a foreclosure and subsequent debt forgiven, does Arizona add it to your income or do they have a provision to exclude it (similar to the IRS' Mortgage Debt Relief Act of 2007)?
See Answer »

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