Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

Comments

On #dateformat(dateposted, "m/d/yy")#
#name# said
#comment#

QUESTIONS

  • I was e mail about loan for $8000.00 and all I had to do was send three months payments in advance which I did the day when there wrer to mak a deposit to my account I got call from the tell me that I had to purchase a inserunce for the loan and all I had to do was ppay $750.00 1/2 of the cost so I had it canceled the loan and ask for my money back they told me it would take 14 to30 days befor I could get it io told I needed it back that day they said they would,this has put me in avery bad money problem because of being on ssi diabilty my bill are going to suffer and Imy credit is going to take a big hit I have to pay for a truck payment and rent and insurance I have no othere way to gover them I neeed to get them to return that money by the end of this week, I need help. I was olso scam by company out of Washington involving free gov. grant money that also menschen that they were working with the f.b.i.i lost $150.00in that.
  • A judgment has been issued on me for an unpaid credit card balance of $1320.00. Can the lawyers handling this force the sale of my possessions. I live solely on Widow's Pension of $1040 per month.
  • My father is dying of cancer. My parents bought a new car 2 years ago. The car is in my father's name. When my father dies, my mother won't be able to afford the car payments and the car is worth less than the balance owed. They live strictly on Social security. There won't be any inheritance or such. Is my mother responsible for the debt of the car after my dad dies even though the car isn't in her name?
  • 23 years ago in Michigan I cosigned for a Visa card with a 1000 dollar credit limit for my daughter. I just received a letter form the credit union telling me that she has filed for bankruptcy and I am responsible for the 2500 balance. Am I libel for all of it?
  • I 'm no longer working and receiving social security I am on a fixed income. I owe the IRS money around $3900.00 I can no longer pay what are my options.
  • How can i get my car back that was repoed this morning and i have a person that lives with me that has cancer
  • Is a dept. collection company allowed to garnish my disability income
  • Can a arizona bank refuse a power of attorney to cash my boyfriends paycheck if he is in prison?
  • Iam cosigner on car loan. diffency is 10200 I just can't afford to pay them cause all my civil services income go into bills. nothing left. whats the worst they can do to me. I do have a house worth 78000 and I owe 67000
  • I am 74 & receiving social security benefits. My wife has Parkenson's disease and receives government benefits and she also has a small part time job. I know that acreditor cannot touch benefits given by the federal government but what is the maximum money she can earn from her part time, i.e., $200, $400, whatever in a month's time yet is not subject to being garnished by a creditor? And what is the Arizona law stating this?

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

LegalLEARN

YOUR FEEDBACK IS NEEDED

  • Welcome to our Newly Redesigned Website! Let us know how we are doing! Please take a couple of minutes to fill out our survey.

FIND LEGAL HELP

  • Please select your county of residence below.

    County:
     

OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

ORGANIZATIONS