Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

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QUESTIONS

  • I believe Mom had a will thru Legal Aid.How do I find out Her name is Anna Lalor
  • my mother recently passed aay. her real estate deed has a joint tenancy w/ rights of survivorship, naming my aunt. my mothers wishes were that the home be sold and proceds devided between my sister and myself..i have lived and cared for my mother for the past 4 years, paying taxes, utilities and so forth. can my aunt list the house for sale at such a high dollar amount, that will never even be considered by buyers? can she make me move ( I am disabled ) when I have nowhere, and not enough income to purchase another dwelling? she (aunt) has already removed all of my mothers personal belongings (clothing,jewelry, cash car I don't understand please advise me, I don't know what to do. thank you so very much
  • My father (73) was diagnosed with lung cancer few months ago. I do not know how much time he has left. He owns a house in Mesa, and my sister lives with him. The house is under his name and he has a will that divides evrything he owns 50-50 between my sister and me. Now, when he passes away, can my sister still be in the house and assume mortgage payment? If my sister and I want to sell the house after my father's departure, can we do that? If so, how does that work?
  • Myself & 3 other sisters are named in our mother's will equally(AZ resident when died). Our oldest sister, executor, gave all our mother's home furnishings, etc. to her grown children. Is there something we can do without engaging an attorney? Thank you for your assistance.
  • My mother recently passed, leaving an estate of around 100 K, plus her house. Would a probate filing be required for an estate of this size? I am named as executor, and am one of 3 children. Can I handle the paperwork without an attorney?
  • my parents passed away when i was really young, and i have no birth records. what can i do to get a birth certifacate?
  • My father passed away and now the bill collectors are contacting his ex wife who in turn is giving them my number. Can the bill collectors come after my four sisters or myself if there was no will or beneficiaries? Thank you.
  • My husband has left me and moved to San Diego. He has left me with all the bills to pay. I am going to be evicted myself if I don't pay rent by the 16th. Can I get any help for abandinment?
  • My mother passed away September 14m 2009. In her will she designated that I was to receive 75%, my sister the remaining 25%, upon the sale of her home. I need to transfer title to me, how? I reside in Pima county.
  • My father is 94 and is in critical condition. We checked his will for the first time and we have some concerns. His will was made out in 1988 when he was a widower and had 4 adult live children. He since has remarried and lost two children. Is this will null because of the change circumstances?

STORIES

  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • Age discrimination in the workplace. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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