Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

Comments

On #dateformat(dateposted, "m/d/yy")#
#name# said
#comment#

QUESTIONS

  • If my 81-year-old husband predeceases me without a will, how is his estate settled? We have no children together, but he has three grown daughters. The bank accounts, house and car pass to me because we own them jointly with right of survivorship, but what about other property he owns by himself?
  • I was told AZ was a state where what was bought durning the marriage belong to both partys is that true??
  • My father died in March & mother in June. We have found that dad had some life insurance through USPO with no beneficiary designated. They want to pay to my mom's estate but there is no estate. She had assets under $10,000 and no real property. I found the small estate affidavit. There are three surviving children, 1 deceased with 2 children. I assume we all need to fill out an affidavit? One of the grandchildren is still a minor. Who fills out his?
  • My widowed mother disinherited my sister who is my only sibling. Her will states that she has 2 children and my sister and I are named. She states that "I am making no distribution to (sister's name inserted) in this will." I am the executor and I am the sole inheritor of her entire estate. Am I required to notify my sister of our mother's' passing? Am I required to post a notice in the local paper here or, if public notice is required and I post it online? Where? The sister is in Florida. My mother and I live in Arizona.
  • My sis passed 4-3-13 No will, I am her brother,she has a car and apark model in a RV park. How do I go about closing her accounts? I live in Oregon, on her death bed she left everything to me... What do I do?
  • My mother passed away September 14m 2009. In her will she designated that I was to receive 75%, my sister the remaining 25%, upon the sale of her home. I need to transfer title to me, how? I reside in Pima county.
  • Hello, my wife past away most recently In 2004 she had a conviction and owes the .state $2000.After we married in 2010 i purchased a vehicle and put both our names on the title. When I tried to sell the vehicle, MVD told me I can't sell it because the court put a lean on it and I have to pay them off first. I didn't know my wife in 2004.Do I have to pay them even though she passed away and it was prior to our marriage? Thank you for your help. Best regards, Peter Heid
  • Does the 13 yr old chose who to live with
  • My husben passed away Aug. 21st. and hade a life insurance policy. It is in his daughters name. He was going to change it did not get a chance to. We have been married for less than a year. Do I have anyrights to this life insurance?
  • My mother recently passed, leaving an estate of around 100 K, plus her house. Would a probate filing be required for an estate of this size? I am named as executor, and am one of 3 children. Can I handle the paperwork without an attorney?

STORIES

  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .
  • Age discrimination in the workplace. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

LegalLEARN

FIND LEGAL HELP

  • Please select your county of residence below.

    County:
     

OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

ORGANIZATIONS