Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

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QUESTIONS

  • My mother recently passed, leaving an estate of around 100 K, plus her house. Would a probate filing be required for an estate of this size? I am named as executor, and am one of 3 children. Can I handle the paperwork without an attorney?
  • Do I have to pay my deceased mother's next months rent. She died mid month and we notified them two days after her death.
  • If an elderly person gets ill and a family member moves them to a hospital in another state, are they be considered a resident of the new state?
  • Father was diagnosed with alteimers. My parents marriage lasted till his death .couple months after she remarried. I am his only child also have 2 half sisters. When my fathers will was made he had already began early stages of alteimers and dimentia. I was not included in the will. My half sister who put my father in jail prior to his last days is on his will as well as my mother. I wanted to know what rites I have being his only daughter.
  • My husband passed away im not executor of his will. His sister has the title to our home and I belive she has transfered the title to her name and rhey plan on sell my hpuse after April 15th do I have any rights???
  • Myself & 3 other sisters are named in our mother's will equally(AZ resident when died). Our oldest sister, executor, gave all our mother's home furnishings, etc. to her grown children. Is there something we can do without engaging an attorney? Thank you for your assistance.
  • Before my husband died in 2007 we took out a loan with citi financial. Our 2004 truck was used as collateral.My husband was the primary signer. I paid on this loan as long as I could but stopped 4 years ago. The truck was never repossessed and still sits in my yard. I contacted Citi as I was willing to give up the truck. They told me I had to send them a death certificate. But if they had repossessed it they would just come pick it up. They also said to get the title back I would need to send them an estate administrator document. According to the probate judge this would cost about $1,000. I cannot afford that. will I be able to ever get the title back?
  • if an ex-spouse passed away and the court order stated that they were to receive 50% of the other spouses retirement. Does that make the order null and void? or does the 50% go into an estate?
  • My wife was sick with cancer fir 2 years and filed for ssi disability before she passed. She passed in September then received pay our account in October the months was sick. They went back and took the money out of our account after her death. Is thid legal for them to do? How can I get that money back since it was owed to her before she passed?
  • I have taken care of my father for many years and he finally passed away in 2013. He put my name on the house deed in 2011 but kept the mortgage in his and my late mother's names. Now that they are both deceased what do I do about the mortgage that is in his and my mother's name? There was no probate as I took over the mortgage payment and the one bill he still owed on. I simple have no clue what to do about the mortgage because I only have $730.00 per month in Social security disability and know that banks won't lend to anyone with that low an income. What can I do?

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • Age discrimination in the workplace. . .

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