Caregivers Story

Story

I just helped my mother, age 89, deal with her Medicare HMO. Her primary care doctor referred her to a specialist for a nerve conduction study to see if she was a candidate for carpal tunnel surgery. The office staff did not realize that they were required to get prior authorization for that procedure and the HMO denied coverage for the procedure.
My mother got a bill for over $2000. I helped her go through the grievance process to ensure she met the deadlines and used language that would help her case. I argued that the elderly do not fully understand all the fine print in their insurance contracts, and they rely on their primary care doctor to send in the proper forms and get care authorized for them. The HMO reversed its decision and paid the claim.

by: S.

QUESTIONS

  • I have been mostly supported by my spouse the last few years. After a heart attack, I am no longer able to work and trying to get on social security so I can eventually receive medicare. Social security told me that I have not worked enough quarters the last 15 years to qualify. What about all the years before that?
  • I miss ssed my last court date and I want to know if I am able to refile for grandparents gaurdingship ship
  • why can`t a 73yr. old mother/caretaker of a 41yr. old adult, receive extra income besides her & his soc, sec.?
  • My late husband suffered from Alzheimer's Disease when he borrowed money and signed documents that deeded his home to another person. That person refuses to return title of the home to my late husband's estate even though the loan was paid off in full. What are my rights?
  • My boyfriend's grandmother moved in with us about a year ago. We go on vacation in NY every year. She wants to stay here alone. Her doctor said she was no longer able to live alone.I don't want her to stay here alone:. My boyfriend is her POA and he is okay with her staying here while we are gone. My question is if anything happens to her while we are away., such as a fall, fire, break in anything really are we liable? What are the laws on this and where can I find information on my legal responsibility?
  • I have Durable Power of Attorney for my mother who is in a nursing home. Does this obligate me for her debts?
  • Power of attorney form
  • I live in another state, mother lives in AZ. are all POA's from state to state? Do I need to get a POA from AZ for her?
  • if I pay for a friend to bring in food and she charges a small fee for preparation -is she considered an employee and do I need to pay taxes?
  • How do we change the guardianship of my mentally disabled bother from my mother who is now ill herself, to another family member? Also is it possible to have more than one guardian? This would help to prevent this situation in the future if it was possible.

STORIES

  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • Age discrimination in the workplace. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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