Consumer Protection

questions & answers

Question: My friend's wife passed away back on February this year, and had a life insurance policy for $20,000.00. He is been calling and the answer is that they still investigating her claim. She died of Heart related illness. My friend does not want to hire a lawyer for that amount of life insurance. Is there any way that he can put pressure to the insurance company? Is there something your organization can do to help? He is willing to pay a moderate fee to accelerate the process?

Answer:

A.R.S. 20-1215 discusses payment of claims for life insurance policies. It states:

There shall be a provision that when a policy becomes a claim by the death of the insured settlement shall be made upon receipt of due proof of death and, at the insurer's option, surrender of the policy, proof of the interest of the claimant, or both. If an insurer specifies a particular period prior to the expiration of which settlement shall be made, the period shall not exceed two months from the receipt of such proofs.

Your friend may qualify for the modest means or military assistance program. Those who meet the income eligibility requirement can receive a one hour consultation for $75 or possibly free of charge. Please call (866) 637-5341 for more information.

QUESTIONS

  • My friend's wife passed away back on February this year, and had a life insurance policy for $20,000.00. He is been calling and the answer is that they still investigating her claim. She died of Heart related illness. My friend does not want to hire a lawyer for that amount of life insurance. Is there any way that he can put pressure to the insurance company? Is there something your organization can do to help? He is willing to pay a moderate fee to accelerate the process?

STORIES

  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .
  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

LegalLEARN

YOUR FEEDBACK IS NEEDED

FIND LEGAL HELP

  • Please select your county of residence below.

    County:
     

OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

ORGANIZATIONS