questions & answers

Question: I am behind $8000.00 dollars on my mortgage. I know they will send a foreclosure notice soon. I have been struggling due to having a medical issue both my wife and myself (Heart Attack). Is there away to keep my home from foreclosure with a a program available to me? I am still working and my wife cannot find employment in Kingman as it is a small town.I have had to file ch-13 and I am still making payments to the court trustee monthly.

Answer: There are various programs that aim to help homeowners, however it may be difficult for a homeowner to figure out what programs are available or which one is best for a particular situation.  Homeowners facing default or foreclosure may find it helpful to consult a housing counselor with a HUD Approved Housing Counseling Agency.  The counselors are knowledgeable with regard to the various programs, and can often work with the homeowner and lender.  A homeowner may also find information on available programs through the Arizona Department of Housing.