questions & answers
Question: I have 13000 in credit card debt. I'm living on my social security which is 1281.00 a month. My rent is 560.00 amonth. I can't make payments on this debt. Can you tell me what I can do. What would happen if I just don't pay it
While Social Security cannot be garnished for credit card debt, ignoring these and other debts can result in for example, degrading your Credit Report, and continuous efforts by credit card companies to collect the debts. However, creditor conduct is controlled by the Fair Debt Collection Practices Act (FDCPA). For more information about Debt Collection practices, generally, see http://azlawhelp.org/articles_info.cfm?mc=4&sc=29&articleid=59.
Also see “Dealing With Debt” article http://www.lawforseniors.org/articles_info.cfm?sc=80&mc=8&articleid=120
When debts cannot be paid, Bankruptcy is another common choice, although this has repercussions, including affecting your Credit Report, which can affect future transactions. Much legal advice is available on this subject throughout the internet. You may wish to begin with this article http://azlawhelp.org/articles_info.cfm?sc=25&mc=4&articleid=186
I have 13000 in credit card debt. I'm living on my social security which is 1281.00 a month. My rent is 560.00 amonth. I can't make payments on this debt. Can you tell me what I can do. What would happen if I just don't pay it
- Let us know how we are doing! Please take a couple of minutes to fill out our survey.
- Please select your county of residence below.
State Bar of Arizona
Maricopa County Bar
Referral number 602-257-4434
Pima County Bar
Referral number 520-623-4625
National Domestic Violence Hotline
Bankruptcy Court Self Help Center
Certified Legal Document Preparer Program