Dealing with Debt

questions & answers

Question: My sole income is Social Security. I just received a civil summons from my old credit union for my credit card debit. Can they garnish my Social Security income? My Social Security is direct deposited into my bank account. I CAN NOT afford an attorney, just wanted to know my rights.

Answer: It is not possible to answer a question like yours over the internet. The issue is complicated. Generally U.S. Department of Treasury Rules preclude creditors like a credit card company from garnishing some Social Security Benefits. Your best bet is to speak with a lawyer. Call The Senior Citizens Law Project to see if they can help. The telephone number is (602) 252-6710.

QUESTIONS

  • My sole income is Social Security. I just received a civil summons from my old credit union for my credit card debit. Can they garnish my Social Security income? My Social Security is direct deposited into my bank account. I CAN NOT afford an attorney, just wanted to know my rights.

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
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    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
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