Dealing with Debt

questions & answers

Question: I am about to be sued for an old credit card debt. I am permanently disabled and on social security only. Can my social security be garnished?

Answer:

The answer to your question can be found on the frequently asked questions section of the U.S. Social Security Administration website. The site explains what types of garnishments against social security benefits are permissible and impermissible.

In addition, the site references 42 U.S.C. 407(a), which states:

The right of any person to any future payment under this title shall not be transferable or assignable, at law or in equity, and none of the moneys paid or payable or rights existing under this title shall be subject to execution, levy, attachment, garnishment, or other legal process, or to the operation of any bankruptcy or insolvency law.

QUESTIONS

  • I am about to be sued for an old credit card debt. I am permanently disabled and on social security only. Can my social security be garnished?

STORIES

  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

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