Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

QUESTIONS

  • My widowed mother disinherited my sister who is my only sibling. Her will states that she has 2 children and my sister and I are named. She states that "I am making no distribution to (sister's name inserted) in this will." I am the executor and I am the sole inheritor of her entire estate. Am I required to notify my sister of our mother's' passing? Am I required to post a notice in the local paper here or, if public notice is required and I post it online? Where? The sister is in Florida. My mother and I live in Arizona.
  • My mother passed away. She does have a will and I was nominated as the executer and trustee. I am the sole beneficiary. She only has a bank account but when the account was setup nobody was on the account but her. no payable unpon death. What is required by the bank for me to access the account to begin paying for her expences? Her will did state that I shoud have immediate access without going through the courts.
  • My wife passed and she had a Capital one account with $2381.00 in a account. I have tried to transfer monies to my account and also hired a attorney to draft a letter to release funds and they refuse to send they said I need to go through probate. I paid off her car and sold home but this account is still open and Capital one will not release money.
  • My wife was sick with cancer fir 2 years and filed for ssi disability before she passed. She passed in September then received pay our account in October the months was sick. They went back and took the money out of our account after her death. Is thid legal for them to do? How can I get that money back since it was owed to her before she passed?
  • Before my husband died in 2007 we took out a loan with citi financial. Our 2004 truck was used as collateral.My husband was the primary signer. I paid on this loan as long as I could but stopped 4 years ago. The truck was never repossessed and still sits in my yard. I contacted Citi as I was willing to give up the truck. They told me I had to send them a death certificate. But if they had repossessed it they would just come pick it up. They also said to get the title back I would need to send them an estate administrator document. According to the probate judge this would cost about $1,000. I cannot afford that. will I be able to ever get the title back?
  • My husband passed away im not executor of his will. His sister has the title to our home and I belive she has transfered the title to her name and rhey plan on sell my hpuse after April 15th do I have any rights???
  • need time limit in years to file medical malpractice in the state. need list of attorneys that can file for me
  • If my parents die in Phoenix, AZ and want to be cremated and have me take their ashes to OR to be buried, what is the proceedure I need to make?
  • if an ex-spouse passed away and the court order stated that they were to receive 50% of the other spouses retirement. Does that make the order null and void? or does the 50% go into an estate?
  • Does the 13 yr old chose who to live with

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • Age discrimination in the workplace. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

LegalLEARN

YOUR FEEDBACK IS NEEDED

FIND LEGAL HELP

  • Please select your county of residence below.

    County:
     

OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

ORGANIZATIONS