Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

QUESTIONS

  • I have taken care of my father for many years and he finally passed away in 2013. He put my name on the house deed in 2011 but kept the mortgage in his and my late mother's names. Now that they are both deceased what do I do about the mortgage that is in his and my mother's name? There was no probate as I took over the mortgage payment and the one bill he still owed on. I simple have no clue what to do about the mortgage because I only have $730.00 per month in Social security disability and know that banks won't lend to anyone with that low an income. What can I do?
  • my parents passed away when i was really young, and i have no birth records. what can i do to get a birth certifacate?
  • Before my husband died in 2007 we took out a loan with citi financial. Our 2004 truck was used as collateral.My husband was the primary signer. I paid on this loan as long as I could but stopped 4 years ago. The truck was never repossessed and still sits in my yard. I contacted Citi as I was willing to give up the truck. They told me I had to send them a death certificate. But if they had repossessed it they would just come pick it up. They also said to get the title back I would need to send them an estate administrator document. According to the probate judge this would cost about $1,000. I cannot afford that. will I be able to ever get the title back?
  • my boyfriends dad lost his mom a year ago and he needs to change her car to his name he had an older brother but he also passed away what are the steps to do so as theres no will
  • My mother passed away. She does have a will and I was nominated as the executer and trustee. I am the sole beneficiary. She only has a bank account but when the account was setup nobody was on the account but her. no payable unpon death. What is required by the bank for me to access the account to begin paying for her expences? Her will did state that I shoud have immediate access without going through the courts.
  • Hello, my wife past away most recently In 2004 she had a conviction and owes the .state $2000.After we married in 2010 i purchased a vehicle and put both our names on the title. When I tried to sell the vehicle, MVD told me I can't sell it because the court put a lean on it and I have to pay them off first. I didn't know my wife in 2004.Do I have to pay them even though she passed away and it was prior to our marriage? Thank you for your help. Best regards, Peter Heid
  • My wife passed and she had a Capital one account with $2381.00 in a account. I have tried to transfer monies to my account and also hired a attorney to draft a letter to release funds and they refuse to send they said I need to go through probate. I paid off her car and sold home but this account is still open and Capital one will not release money.
  • My father is 94 and is in critical condition. We checked his will for the first time and we have some concerns. His will was made out in 1988 when he was a widower and had 4 adult live children. He since has remarried and lost two children. Is this will null because of the change circumstances?
  • I believe Mom had a will thru Legal Aid.How do I find out Her name is Anna Lalor
  • My wife passed away almost 3 years ago. She had a will drawn up while we lived in Las Vegas, Nevada. Is this will valid in Arizona?

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

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