General Housing Information Article


Did you know the Arizona Attorney General’s Office has a wide range of statewide assistance programs funded through the national mortgage settlement that could benefit you or people you know?

~Zero interest, zero payment, forgivable loans from the AZ Mortgage Relief Fund to help with: past due payments due to a hardship, principal reduction, or refinance when a loan is going to become unaffordable due to a hardship or an interest rate increase.

~Foreclosure prevention and financial literacy counseling by HUD-approved housing counselors.

~Free legal help with mortgage related issues for people at risk of or impacted by foreclosure.

~Relocation assistance for people who lost their home or were evicted due to foreclosure, or are facing a rent increase that will be unaffordable.

~Job training and employment services for people who lost their home or were evicted due to foreclosure.

~Funds for veterans with service-connected disabilities who can’t afford to make accessibility improvements and maintain their mortgage payment.

Attached Document
.pdf Did you know the Arizona Attorney General’s Office has a wide range of statewide assistance programs funded through the national mortgage settlement that could benefit you or people you know?


Comments:

QUESTIONS

  • We have 2 homes 3 mortgages all mortgages were with Bank (Proper name removed). Our residential home is on trial modification. Bank sold the loan in July with our investment property to a loan servicing company (Proper name removed) before I could finish with it's modification, I want to modify our HELOC loan that Bank holds on the investment property also. If I can't modify these 2 loans the house may go into foreclosure. My question: If Loan Servicer suggests fore closer whats going to happen with our HELOC loan with Bank.? Loan is around $101,000 HELOC at 83,000 and house is worth about 145,000.We really don't know whats best for us
  • What are my rights when a mobile home park is selling and supposedly turning park into apts. I cannot afford to move the mobile home, it is too old
  • In AZ what is the grace period for surviving family members to vacate a subsidized apt- Section 8 HUD housing of a deceased parent? . 14 or 21 days? I called HUD and they recommended I ask you as this is for Tucson, AZ
  • My grandson lives in the back of my property. His friend leaves there drunk sometimes. If he gets into an accident am i liable
  • We are on a multi- family well. There are 3 families ... one individual has a pipe leaking. This has been going on for over a week now...we come home from work he has turned off the water... Now the leak is so bad all the water is on his property and none in well reservoir.. My husband and I had to miss work today because there is no water to clean up in... we need this man to fix his pipe... this is unhealthy for the rest of us... now it is costing me money... loss if work and I have to call a plumber because there is air in the lines.. so who do I contact to make this man repair this pipe.
  • I recently entered in to a lease with myself, my long time girlfriend, and her friend. We used my credit to qualify because neither of them has credit. The friend and I put most of the money down for the deposits and all utilities are in my name. Less than a month after we made the move, my girlfriend terminated our relationship. The two of them expect me to go on living there with them until the end of the lease. I am not ok with that. Is there is any way I can force them to find someone to sign in place of me on the lease and refund my deposit money so I can move out? They refuse to go
  • Is it illegal for in-laws to throw mine and my husbands stuff away or give it away without permission. Even tho we live in there home
  • HOA is trying to garnish rent from tenants for back HOA dues. Is this legal since there is no relationship between the HOA and the tenants?
  • The property management company was aware that there is a mentally ill and violent criminal in our condo complex. I did not know this. Can I legally get out of my lease because they did not divulge this information? No one is safe here, he's threatening people's lives, is in and out of court. Thank you
  • I live in an HOA where the board wants to change the CC&Rs to start requiring homeowners to provide deposits for several things, such as bringing in dumpsters. I reviewed Title 33 and the only place where I see they can require a deposit is for remodeling a main house (33-1817.B) in order to make sure the remodel complies with approved plans. ARS Title 33 is clear that the HOA can assess fines and assessments but, other than this one instance, it does not say they can require deposit. Are they allowed to do this?

STORIES

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FIND LEGAL HELP

  • Please select your county of residence below.

    County:
     

OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

ORGANIZATIONS

Documents

.pdf  AzMortgageResource.gov ReadSpeaker

.pdf  AZ Renters Guide ReadSpeaker

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Loans and Your Home: Know the Danger Signs

Predatory Lending Schemes and Scams

Where to Find an Attorney for Specific Legal Advice

WHAT IF I RENT A HOUSE THAT'S IN FORECLOSURE - The Protecting Tenants at Foreclosure Act

FORECLOSURE DEFICIENCIES IN ARIZONA: Will I still owe money after a foreclosure?

Where can I find legal help with a foreclosure?

Legal Tips for Tenants

LINKS

Low Income Home Energy Assistance Program (LIHEAP)