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Predatory Lending Schemes and Scams

Find out what abusive scams are out there and how to avoid them More »

by: U.S. Housing and Urban Development

Where to Find an Attorney for Specific Legal Advice

 All Legal Services programs in Arizona differ, and their criteria for accepting cases vary as well. Find out what programs are available and where to go for asssistance. More »

Question: I purchased a farm using two different private loans(no banks). One loan was on a promissory note. Animals were used as the collateral on the note. Having defaulted on the note, I have turned over all the animals to the party owed. Is there an Arizona law or case that establishes the turnover of collateral as discharge of the note? Can you recommend a method for me to find this specific information. Thanks
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Question: I started Beauty School in Sept 07, I was 17 at the time.The school had me sign for the loan without a co-signer. My parents filled out the paper for the Pell Grant and wanted to pay so much monthly. The school said I had to have a Subsidized Stafford loan to get the Pell Grant.Am I responsible for the loan? Since I was told afterwards that it was not a legal binding contract due to my age and that neither one of my parents co-signed on it?
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Question: I got a loan in my name for a vehicle and my friend was supposed to make payments on it. She hasnt made payments in 20 months. I want to go and get it because i have to pay now. How could i do that legally. because its on her property and the police said i cannot take it because we had a verbal agreement that if she paid every month she could keep it. But the title is in my name and the plates and the loan also.
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Question: I co signed on a car for my ex boyfriend.We broke up few weeks later then said he could not pay for the car so I took over the payments. Now he wants the car back but the car company will not take my name off of the loan even though my ex is willing to sign off.Refinancing is not an option because the loan is more than the car is worth. Is their some legal process to get my name removed? I do not want the risk of him ruining my credit.
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