Debt Collection, Garnishment, Repossession Article


Bankruptcy 101 Videos

IMPORTANT WARNING: These videos are not intended to give you legal advice, and they are not a substitute for legal advice specific to your situation that you should obtain from a qualified attorney. Go to the State Bar of Arizona website at http://www.azbar.org/ to find a bankruptcy attorney.

To watch the videos, click here.

The Bankruptcy 101 educational videos have been provided as a gift from the following organizations and individuals: The American College of Bankruptcy Foundation, The Arizona Foundation for Legal Services and Education, The Arizona State Bar Bankruptcy Section, The United States Trustees Office, The Arizona State University College of Law, The National Association of Consumer Bankruptcy Attorneys and many volunteer attorneys.


Comments:

QUESTIONS

  • I had my bank account garnished.I went to court and the garnishment was released. I'm self employed but I do get paid by a goverment agency. Can my wages be garnished? Does the collector have to go back to court to get another order?
  • Can your wages been garnished without you being informed by the party that is garnishing your wages.
  • What are the collection rules for credit card debt? I have a visa with a significant balance (^8K)and have just been contacted by a collection agency. I don't have the money to pay it. Can they sue me, garnish me, etc?
  • Can they call you 3 times with 1 minute?
  • I recieved a Civil Summons at my home. I want to payoff my debt, can I just contact the plaintiff or do I need to go thru the court? Is there any other alternet course of action for me?
  • CAN MY WAGES BE GARNISHED DUE TO PAST MEDICAL BILLS?
  • I am separated but still married. My husband is not paying his credit card debt and an atty has threatened to garnish MY wages and forced me to pay on his debt. He sent a notice to my employer seeking verification info which totally embarassed me and jeopardized my integrity. I have been paying him because I am intimidated. Is this legal?
  • Being sued by debt buyer for bank if America cc debt, served in April 2014. Did not admit to debt in my filed answer. Set for arbitration next month, does delaware sol apply? Last pmt 7/2011.
  • We had a vehicle repossessed recently and there is an outstanding balance. What are the laws on garnishment? If we try to work with them and they won't accept what we can afford; do they have to accept any payment that we can afford to send them or do they have the right to garnish our paychecks? Thank you!
  • How can I negotiate a reduction in the amount garnished by the U.S. Department of Education.

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FIND LEGAL HELP

  • Please select your county of residence below.

    County:
     

OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

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