General Housing Information Article


Did you know the Arizona Attorney General’s Office has a wide range of statewide assistance programs funded through the national mortgage settlement that could benefit you or people you know?

~Zero interest, zero payment, forgivable loans from the AZ Mortgage Relief Fund to help with: past due payments due to a hardship, principal reduction, or refinance when a loan is going to become unaffordable due to a hardship or an interest rate increase.

~Foreclosure prevention and financial literacy counseling by HUD-approved housing counselors.

~Free legal help with mortgage related issues for people at risk of or impacted by foreclosure.

~Relocation assistance for people who lost their home or were evicted due to foreclosure, or are facing a rent increase that will be unaffordable.

~Job training and employment services for people who lost their home or were evicted due to foreclosure.

~Funds for veterans with service-connected disabilities who can’t afford to make accessibility improvements and maintain their mortgage payment.

Attached Document
.pdf Did you know the Arizona Attorney General’s Office has a wide range of statewide assistance programs funded through the national mortgage settlement that could benefit you or people you know?


Comments:

QUESTIONS

  • We are senior citizens. A bank is offering us a home loan that we assumed was fixed interest-the rate dropped a fraction, even-then I happened to notice an unfamiliar phrase with a tiny checked box-'demand feature'. I looked it up: the bank can demand payment, calling the loan, at any time without giving a reason. It said that some states prohibit that practice. Is Arizona one? Calling the loan could destroy us and force the property into foreclosure.
  • I allowed an ex to move back in while she "got on her feet." She has never paid rent or utilities and we have no written agreement altho it was understood at the time to be a short-term favor. It is now over 2 years and she says she doesn't want to move out until she can afford her own place. When we met 3 years ago she was renting a room in a house which is what I am suggesting she do again now - what are my legal options in terms of requiring her to move out?
  • i live in an senior apt complex. My neighbor died next door to me it was the end of the month the apt manager when the kids came to move the furniture out was given paperwork stating they now owed next month rent and charges which totaled 1200 the rent was 565.00. The manager presented it in a hostile manner. The kids didnt have the money to bury their parent let alone pay this bill and the reason for the bill in the first place? Because a proper 30 day notice wasnt given. How the hell are you suppose to give a notice when you have dropped dead literally. Is that legal?
  • Who owns a fence on the property line? If the fence is rotting away who has to fix or replace the fence? Is it a share fence and who has to keep it in good order. I am in Mohave County
  • I have a question concerning the law about zoning your property. My parents own 5 acres of land. They would like to if they are able to sell a couple acres to me. We are un sure if the law would alow this. Since there property is zoned for 5 acres.
  • The tenants next door to me Have moved seven additional people into the house for a total number of six adults and six children living in a three bedroom home. Are three occupancy limitations?
  • Re: an increase in monthly maintenance fees in a housing CO-OP (not apt, not condo). QUESTION: Is there a percentage maximum that the monthly fees may be raised? Our by-laws say it is 20% without resident/member/owner approval, but some owner-members say it is only 5% by AZ law. (That sounds like tenant/landlord law which shouldn't apply.) Thanks for the help.
  • I am currently in the midst of a civil dispute with the co-buyer of a house I recently purchased back in April of 2015. I have been removed from the house temporarily with an order of protection which I am currently in the process of contesting. The co-buyer is demanding I remove my name from the title. I currently have an indemnity agreement that was signed by the co-buyer, but it doesnt protect me from the mortgage company, only the co-buyer. How can I force a Judicial Sale of the house so that hes forced to refinance and take my name off the mortgage? That or the house goes to the highest
  • Is there an occupancy limit to the number of people who can live in a one bedroom duplex or a one bedroom apartment?
  • We have been complaining about roach problem for 6 months. We had pest control come and sprayed again and again to no avail. We pay rent but living in roach infested apartment with our kids is becoming nuisance since they are everywhere. What can we do? They are sending another pest control person in few days. Help

STORIES

LegalLEARN

FIND LEGAL HELP

  • Please select your county of residence below.

    County:
     

OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

ORGANIZATIONS

Documents

.pdf  AzMortgageResource.gov ReadSpeaker

.pdf  AZ Renters Guide ReadSpeaker

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Predatory Lending Schemes and Scams

Where to Find an Attorney for Specific Legal Advice

WHAT IF I RENT A HOUSE THAT'S IN FORECLOSURE - The Protecting Tenants at Foreclosure Act

FORECLOSURE DEFICIENCIES IN ARIZONA: Will I still owe money after a foreclosure?

Where can I find legal help with a foreclosure?

Legal Tips for Tenants

LINKS

Low Income Home Energy Assistance Program (LIHEAP)