Dealing with Debt

questions & answers

Question: How do I place a judicial lien on my neighbor's property?

Answer:

A judicial lien is created when a court grants a creditor an interest in the debtor's property after a court judgment.  If you do not have a judgment then you likely cannot get a judicial lien.

However, if there already is a judgment then it is common for the winner of the lawsuit to send a letter to the other party explaining what they intend to do and whether or not they are willing to accept payments. After this process has been completed a judicial lien can be placed on the real property (land, house, etc.). This process beings by recording the judgement with the court.  For a step by step guide of the process the Maricopa Justice Court's How to Collect a Money Judgment.  Be aware that these are the specific rules for Maricopa County, other counties may differ slightly.  The Laws that govern judicial leins are A.R.S. § 12-1553, A.R.S. § 12-1566 and A.R.S. § 33-961. 

Besides a judicial lien there are other ways that a person may be able to recover the money they are owed such as: a collection agency, judgement debtor examination, garnishment, and a writ of execution.