Health Care Article
Medigap
Medigap is supplemental health insurance that can help pay some of the expenses that are not covered by Medicare. For example, it may cover co-payments or some additional costs for a prolonged stay in a skilled nursing facility. As of 2006, new Medigap policies cannot, however, buy cialis offer prescription drug coverage. Medicare now handles such coverage. (See the Medicare article on this webite)
It is important to carefully consider your particular situation in deciding whether this supplemental insurance is worth the extra expense. Contact the State Health Insurance Assistance Program (SHIP) Hotline at (800)432-4040. In addition, you can request a copy of Medicare’s publication, Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare or read and download the Guide from Medicare on-line.
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Comments:
On 1/31/07
Erin said
The Arizona Department of Insurance also has resources for people with questions about Medigap insurance, including an annual Premium Comparison to aid comparison shopping. Call (602) 364-2499 or visit www.id.state.az.us for more information.
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What age can you start getting senior help with the des programs?
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What are rules for Medicaid recipients with regard to the other spouses rights? I'm planning for if I would have to go to a Nursing Home.
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I have a Health Care Advance Directive from another state. Some of my friends say it is valid, others no. I suspect it is really up to the local hospital/doctor whether to honor it. Can you tell me if there is an AZ law that REQUIRES hospital/doctor to follow it? If so, can you tell me the law (statue??) that applies so I can refer to it if necessary? Thank you
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My parents are on social security income only and we are evaluating whether to put my Dad in a nursing home. He would most likely be eligible for ALTCS. My parents own their home and it is the only asset left to support my mother. I heard that a nursing home can take half the house value if the house is sold within 3 years of my father entering a facility. Can the home be put into a trust for my mother or sold to a family member before my father enters a nursing home to avoid this?
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Don't qualify for AHCCCS,to young for medicare, if there is a catastrophic health issue I do not want all my savings wiped out so where can this money be put where the debtors can not touch it. Trusts?Where can my money be protected?Financial help/applications will want to know all about your accounts and will take every dime you have. I have paid my bills in the past. This is just a hypothetical question in case of a major illness. I simply cannot afford health insurance beginning in 2019
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My father-in-law just got approved for AHCCCS. He had originally signed up for Humana so wondering if he can still use the Humana?
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