Credit and Credit Reports Article


Where to Find an Attorney for Specific Legal Advice

Arizona has three legal aid organizations which cover different regions of the state.

  1. Community Legal Services (800) 852-9075 covers Maricopa, Mohave, Yavapai, Yuma and LaPaz Counties.
  2. Southern Arizona Legal Aid (800) 640-9465 covers southern Arizona.
  3. DNA People’s Legal Services (800) 789-7287 covers northern Arizona.

All legal service programs in Arizona differ, and their criteria for accepting cases vary. The legal aid organizations above all have the same criteria of income restrictions and legal status requirements, but do have varying priorities.

To find out about more Arizona resources that may be able to assist you, you can contact LegalLEARN, Legal Information & Resources at (866) 637-5341.

Individuals may apply for free and reduced fee legal services by using the "Access To Justice Online Intake System" through AZLawHelp. 

If the legal services program in your area cannot assist you, you may be able to find a lawyer through lawyer referral services in Maricopa County (602) 257-4434 or Pima County (520) 623-4625.

The State Bar also maintains a listing of all Arizona attorneys on their website, and certifies “specialists” in eight legal areas. (Not all attorneys seek such certification, however.) Lists of specialists can also be found at the State Bar of Arizona’s website.


Comments:

QUESTIONS

  • I was applying for a house, and found that I had a bill from a former apartment complex on my credit report that I was never given notice of. The apartment complex has never tried to contact me, and now it is in collections. I lived in this apart. over 3 years ago. Don't they have to give me some sort of documentation to tell me I had an outstanding charge? Now that it is in collections the apart complex wont talk to me. do they need proof?
  • Is it against the law for my creditor (car dealership)to contstanly contact me at work even after I have verbally requested them not to? What can I do to protect my employment as them constanly calling may jeopordize my employment?
  • Hi there, I would like to know how can I declare that I¨m not in the US for the momment, I had to travel for emergency to Mexico, and I have food stamps
  • Hi, I was wondering what my rights were and what my responsibility is. I purchased a truck in 2008 and traded in my truck I had to a dealer. the dealer was responsible for paying off the trade, they sent a check to my finance company and the finance company immediately issued a receipt pay in full and that the loan was satisfied. but the check had bounced from the dealer and the dealer went out of business. im not currently being contacted but it is showing up on my credit report.can I have this removed off my credit or can they make me try to pay this?
  • A credit card company recently bumped our % rate based a payment that was 4 days late. We cannot make the new payment and they refuse to work with us. Is it better to make partial payments or no payments from a legal standpoint?
  • How can I avoid being solicited by telemarketers and marketing mail?
  • A few years ago my wife co-signed on an auto loan with her friend. She gave them her contact information, but was not the primary on the account. We ran her credit report recently, and discovered that her friend has been more than 30 days late close to 80% of the time over the last couple years. This has killed my wife's credit. We spoke to the bank, and found that they have been in contact with "her", and have signed documents from "her". My wife has not been in contact with the bank at all. So, how How can we convince the bank it wasn't her they were speaking to?
  • I recently had a consumer at the store I work at give me her husbands credit card. I refused to use it since it was not her credit card. Is it legal for the wife to use the husbands credit card?
  • somebodys using my ss# what steps do i take to fix my credit
  • When does a foreclosure come off a credit report? Seven years from the date the loan went into foreclosure, from the date of last payment or from the date of the sale at auction?

STORIES

LegalLEARN

FIND LEGAL HELP

  • Please select your county of residence below.

    County:
     

OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

ORGANIZATIONS

RELATED ARTICLES

You and the Law: Fair Debt Collection

LINKS

Federal Trade Commision

Better Business Bureau - Arizona

Arizona Office of the Attorney General

Federal Reserve Online

Federal Consumer Action Handbook Online

See More...