Debt Collection, Garnishment, Repossession Article
Where to Find an Attorney for Specific Legal Advice
Arizona has three legal aid organizations which cover different regions of the state.
- Community Legal Services (800) 852-9075 covers Maricopa, Mohave, Yavapai, Yuma and LaPaz Counties.
- Southern Arizona Legal Aid (800) 640-9465 covers southern Arizona.
- DNA People’s Legal Services (800) 789-7287 covers northern Arizona.
All legal service programs in Arizona differ, and their criteria for accepting cases vary. The legal aid organizations above all have the same criteria of income restrictions and legal status requirements, but do have varying priorities.
To find out about more Arizona resources that may be able to assist you, you can contact LegalLEARN, Legal Information & Resources at (866) 637-5341.
Individuals may apply for free and reduced fee legal services by using the "Access To Justice Online Intake System" through AZLawHelp.
If the legal services program in your area cannot assist you, you may be able to find a lawyer through lawyer referral services in Maricopa County (602) 257-4434 or Pima County (520) 623-4625.
The State Bar also maintains a listing of all Arizona attorneys on their website, and certifies “specialists” in eight legal areas. (Not all attorneys seek such certification, however.) Lists of specialists can also be found at the State Bar of Arizona’s website.
Comments:
QUESTIONS
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My daughter, received garnishment papers from her employer from an apartment she defaulted on. She was never notified of any garnishment by the collection agency; she was never served or summoned to court regarding the debt. Do they have to notify her before obtaining a garnishment?
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can the bank attach your account from a different bank
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I have just found out that a judgement was found against me back in 2008. It is from a credit collection company. I never recieved a notice of this Judgement and I would not have know about this jugement as it has never appeared on my credit reports. This judgement lists both myslef and my husband. I never had a credit card with my husband in this state. I would have never knoiwn about this if I was not selling my poperty. He is not listed on the deed,so can the proceeds pay for the judgement. We where never notified of the judgement under the Rules of Civil procedure # 55.
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I have just started to get my wages garnished agian from a car loan I had with a bank five years ago. I started a new job and was getting garnished from my last employment I had gotten my total down more then half and now that they have started garnishing at my new employment the total I owe has more then doubled off my original balance in which they sued me for in the beginging, my question is just how much intrest can a bank (not a collection agency) charge on a defaulted loan that is in the process of being garnished legally? I will end up being garnished for the next 6 years at this rate.
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When a spouse passes away and has debt in his/her name only, like credit cards, and or contractual obligations for satellite services or cell phone service that charge fee for early termination, etc.- is the remaining spouse responsble for that debt and fulfilling contractual obligation?
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I am the president of my condominium complex and would like to collect unpaid home owner's association dues (upwards of $2,000) on a home which has been foreclosed upon. Who is responsible for payment and what is the recommended course of action to collect?
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What is the Arizona statute of limitations for a car loan on a repossessed car? 4 years or 6 years? When does it start running? After the first missed payment, or after the car gets auctioned off? Some people say the S.O.L. is 4 years because it is a car loan, and falls under this law: "47-2725. Statute of limitations in contracts for sale A. An action for breach of any contract for sale must be commenced within four years after the cause of action has accrued." Others say it is a written contract and therefore is subject to the standard 6 year S.O.L. Which one is correct?
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In Arizona, can a creditor get a prejudgment garnishment against my funds in my bank checking account?
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How can I negotiate a reduction in the amount garnished by the U.S. Department of Education.
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What hours can a collections call you. I have a Rent to own company banging on my at 9:05 pm and waking my up on a week night. Isn't there certain hours that they cannot contact you?
STORIES
LegalLEARN
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Free & Reduced Fees Legal Aid Resources
Click Here to apply online, or call
866-637-5341.
FIND LEGAL HELP
- Please select your county of residence below.
OTHER LEGAL RESOURCES
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State Bar of Arizona
www.azbar.org -
Maricopa County Bar
www.maricopabar.org
Referral number 602-257-4434 -
Pima County Bar
www.pimacountybar.org
Referral number 520-623-4625 -
National Domestic Violence Hotline
800-799-7233 -
Bankruptcy Court Self Help Center
866-553-0893 -
Certified Legal Document Preparer Program
Link
ORGANIZATIONS
- Arizona Corporation Commission
View full description - Southern Arizona Legal Aid, Inc. - Casa Grande - Pinal County
View full description - Arizona Secretary of State Tucson Office
View full description - Our Family Services
View full description - Step Up to Justice
View full description
