Debt Collection, Garnishment, Repossession Article


Where to Find an Attorney for Specific Legal Advice

Arizona has three legal aid organizations which cover different regions of the state.

  1. Community Legal Services (800) 852-9075 covers Maricopa, Mohave, Yavapai, Yuma and LaPaz Counties.
  2. Southern Arizona Legal Aid (800) 640-9465 covers southern Arizona.
  3. DNA People’s Legal Services (800) 789-7287 covers northern Arizona.

All legal service programs in Arizona differ, and their criteria for accepting cases vary. The legal aid organizations above all have the same criteria of income restrictions and legal status requirements, but do have varying priorities.

To find out about more Arizona resources that may be able to assist you, you can contact LegalLEARN, Legal Information & Resources at (866) 637-5341.

Individuals may apply for free and reduced fee legal services by using the "Access To Justice Online Intake System" through AZLawHelp. 

If the legal services program in your area cannot assist you, you may be able to find a lawyer through lawyer referral services in Maricopa County (602) 257-4434 or Pima County (520) 623-4625.

The State Bar also maintains a listing of all Arizona attorneys on their website, and certifies “specialists” in eight legal areas. (Not all attorneys seek such certification, however.) Lists of specialists can also be found at the State Bar of Arizona’s website.


Comments:

QUESTIONS

  • Is a debt consider legally binding if it is more than 7 years old?
  • My mother is 89 & recieved notice of a civil suit being filed against her for a debt. She has dimensia and severe memory loss. The court & rules state she must file an answer, or an att., which she cannot afford. I have durable power of att., but court said i can't file for her. She is incompetent to deal with most anything these days. Help please?
  • What is the statute of limitation on Credit Card debt?
  • I had my wages garnished last year. Judgment creditor filed a motion to show cause against the garnishee. Garnishee was ordered to pay the outstanding balance now the same creditor is garnishing my checks again. What about the judgment against the garnishee is this legal?
  • I acquired a credit card in 2001 and never made a payment on the debt. A judgment was filed in Ohio. I moved to AZ and the collector filed a foreign judgment Jan 31, 2008 and filed an Affidavit for Renewal February 26, 2013. from what I have read, the statute of limitations is 5 years, since they recorded the renewal 1 month after the expiration, is this debt enforceable?
  • My daughter, received garnishment papers from her employer from an apartment she defaulted on. She was never notified of any garnishment by the collection agency; she was never served or summoned to court regarding the debt. Do they have to notify her before obtaining a garnishment?
  • Being sued by debt buyer for bank if America cc debt, served in April 2014. Did not admit to debt in my filed answer. Set for arbitration next month, does delaware sol apply? Last pmt 7/2011.
  • I got a equity loan for 30,000 on may 2007. On march 2009 got laid off my home was in foreclosure status. I became disabaled and filed in 2010. During which time my account was given to a lawfirm for collection. Well in 2011 I received my disability and soon after received a new agreement on my home from chase bank to refinance which we did. After this the lawfirm kept at me about owing on this account and they garnished my wifes checks and now shes not able to work their taking us to court come to find out this is my mortgage acct. and me and chase agreed on a new contract back in 2011.
  • My vehicle was recently repossessed. The towing company won't allow me obtain my personal property left in the vehicle until I pay the accrued "storage fee" that increases $20 daily. Is this legal? Can I charge them for the car keys that they want me to turn over?
  • I have an employee that has co-signed for a loan with her son, the son has defaulted and is filing bankruptcy, the lender has not yet contacted her for repayment of the loan. She would like to be ready to do whatever she has to do to make this go away. She doesn't want to file for bankruptcy, but may have to. She is looking for a low cost/free help. Any help would be greatly appreciated.

STORIES

  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .
  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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FIND LEGAL HELP

  • Please select your county of residence below.

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

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