questions & answers

Question: We just bought a home in Arizona. I am a 100% disabled veteran living in a hot box for the past 5 weeks.We had an inspection done before and everything was fine. We have been in the house for 5 weeks and have had a different air conditioning repair person here more than 5 times with a different reason each time. Now we have flooring from the kitchen, entry way, and laundry room that needs to be replaced because of water damage from the air conditioner. Do we have any recourse against the home inspector? I called her and she said she would refund the inspection fee, but it wasn't her responsibility for the repairs now. Every penny we have went to purchase this house and we bought a home warranty so we wouldn't have to worry about problems. The warranty company of course claiming pre-existing conditions for things, so we have to fight to get some of the costs covered with them. Is there any help for us?

Answer: Insurance policy coverage varies depending on the company. You may qualify for the modest means or military assistance program. Those who meet the income eligibility requirement can receive a one hour consultation with an attorney for $75 through the Modest Means Program, or for free through the Military Assistance Program. Please call (866) 637-5341 for more information. Here is an article from the Federal Trade Commission regarding newly built homes and warranties: http://www.consumer.ftc.gov/articles/0186-warranties-newly-built-homes Upon the death of the owner, the interest in real property provided by a Beneficiary Deed transfers automatically to the grantees named in the Beneficiary Deed. Two or more named beneficiaries own “undivided” interests in the property at the death of the original owner. This means neither owner has total control of the property. Therefore neither owner can occupy the property nor sell the property without the consent of the other. If the new owners cannot agree on the use of the property, legal counsel is recommended to help reach a mutually acceptable resolution.