questions & answers

Question: My mom was diagnosed with dementia and she received a civil summons from a credit card company. Mom only receives social security and has a very small monthly pension which are put into her checking account. She also has a small IRA from her former 401k which she is having to use for daily care services. This will most likely be depleted soon. Given her current state, we are unsure about what to do. Can you provide some direction? I have read they can put a lien on her checking account. Thank you.

Answer: You may want to speak with a consumer law or elder law attorney to find out what to do about the summons. You may also want to contact the credit card company and let them know she has dementia and very little money. You may want to contact the Area Agency on Aging at 888-783-7500 to see if they can assist you with direction.