Bankruptcy Article


Informational Pamphlets for Filing Without an Attorney (Pro Se)

The pamphlets linked give the reader basic information about the complicated bankruptcy process under current bankruptcy law. However, these pamphlets are not intended to give legal advice, and are not a substitute for the legal advice specific to your situation.

Click here to be directed to the pamphlets.


Comments:

QUESTIONS

  • I filled for chapter 13 myself without an attorney. Where can I find information on how I would respond to a Motion to Vacate Automatic stay
  • My debts, including my first and second mortgages were discharged in Ch. 7 bankruptcy in 2011. After BK, I contacted my landlord (BBVA Compass), to see if they would agree I stay in my house in exchange for reduced payments. They said OK, but said they couldn't provide me with any receipt or written communication of any kind. However, they are considering the second mortgage in the total owed, despite that debts like these are considered UNSECURED. Should I accept this agreement where I won't have a paper trail to rely on in case of a dispute later? Thanks!
  • I filed bankruptcy in 2003. What's the time limit on filing another one? The debts are not frivilous.
  • I made a personal loan of 20k to a friend that was due October 30, 2012. It is in writing. He lives in Flagstaff,AZ, and I live in Hawthorne, CA. He says he wants to pay me back, but cant afford it. I want my money. He may have filed bankruptcy in Flagstaff and that is what I am trying to find out. I as a creditor was never notified if he did. Can I for free find out if he filed sometime from 2008-present??? I want to recover my money, and hoping bankruptcy law will not get in the way. Thanks!
  • Can one spouse file bankruptcy without the other filing? If not,can husband and wife divorce, how long after can the one spouse file for bankruptcy
  • Has there been a change in the Law That now allows an inheritance from a Sibling to be exempt? If so, in what amount? Thank you.
  • we have a 2 million dollar debt against 5 acres and our house will we loose the house if we file? Also we have 80,000in unsecured debt. How can we resolve this? we are 65 years old, and are moderatley employede.
  • My wife and I have been married for just under a yesr. We have no joint credit. Can I file for bankruptcy along without it affecting her?
  • Should I file for bankruptcy if I cannot pay my debts?
  • I am a single mother(one child) and living on a Teacher's salary. I have a mortgage and a considerable amount of credit debt, plus student loans. I can make my house payment but am struggling to make any of the credit payments. Question is: Can I file Bankruptcy ( ch7) and keep my house. None of the debt was secured with my home.

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  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
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