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Question: My mom told me I was an authorized user on her cc i use it and I pay it. She passed away. And I continued to use it and pay it . I never gave it a thought until one time I went to pay it and they won't take the payment. Now I have a letter telling me the whole amount is due and it came from the fraud department!! Am I in trouble?

Answer:

You may want to contact the credit card department directly to find out if paying off the card will end any fraudulent charges.  You may be able to utilize cancelled checks to show you have been paying on the credit card, but it will be up to them to determine.

QUESTIONS

  • My mom told me I was an authorized user on her cc i use it and I pay it. She passed away. And I continued to use it and pay it . I never gave it a thought until one time I went to pay it and they won't take the payment. Now I have a letter telling me the whole amount is due and it came from the fraud department!! Am I in trouble?

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