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Question: I TOOK OUT A REVERSE MORTGAGE BEFORE MY WIFE WAS OLD ENOUGH TO BE ON IT. I CALLED TO HAVE HER ADDED ON AND THEY TOLD ME IT CAN NOT BE DONE. WE WERE TOLD IT COULD BE WHEN WE TOOK IT OUT. WHAT CAN I DO TO PROTECT MY WIFE AFTER I DIE?

Answer: If the loan-granting institution is refusing to add a spouse to the loan, the best course of action is to contact a qualified attorney who can assist in estate planning. Key facts, including the details of your reverse mortgage and who is still named on the deed and other property rights documents, will need to be reviewed to protect your estate in the future. Due to the limited information, it is best to contact an attorney directly (http://www.azlawhelp.org/articles_info.cfm?mc=5&sc=36&articleid=151) see what alternatives suit your specific situation.

QUESTIONS

  • I TOOK OUT A REVERSE MORTGAGE BEFORE MY WIFE WAS OLD ENOUGH TO BE ON IT. I CALLED TO HAVE HER ADDED ON AND THEY TOLD ME IT CAN NOT BE DONE. WE WERE TOLD IT COULD BE WHEN WE TOOK IT OUT. WHAT CAN I DO TO PROTECT MY WIFE AFTER I DIE?

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  • State Bar of Arizona
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    Referral number 602-257-4434
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    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
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    866-553-0893
  • Certified Legal Document Preparer Program
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